How to Save on Car Insurance in Boston

The recommended way to get low-cost car insurance rates is to make a habit of regularly comparing prices from companies in Boston.

Step 1: Spend some time learning about car insurance and the modifications you can make to prevent rate increases. Many rating criteria that cause rate increases like inattentive driving and an unacceptable credit history can be amended by making minor driving habit or lifestyle changes.

Step 2: Obtain price quotes from direct, independent, and exclusive agents. Exclusive and direct companies can only quote rates from one company like GEICO or Farmers Insurance, while independent agencies can provide price quotes from multiple companies. Begin your rate comparison

Step 3: Compare the quotes to your existing policy to see if you can save by switching companies. If you find a lower rate quote and switch companies, make sure coverage is continuous and does not lapse.

An essential thing to point out is that you use the same level of coverage on every quote and and to look at as many companies as possible. Doing this provides an accurate price comparison and a complete price analysis.

Everyone knows that insurance companies don’t want you shop around. Drivers who shop around for cheaper rates will, in all likelihood, switch to a new company because there is a great chance of finding a policy with better rates. A recent study showed that consumers who compared price quotes annually saved about $72 a month as compared to drivers who never compared rates.

If finding the lowest price on auto insurance is why you’re here, learning how to shop and compare cheaper coverage can save money and time.

This article will let you in on how insurance works and how to save the most money. If you’re already insured, you will definitely be able to cut your premiums using the tips covered below. Consumers only have to learn the most effective way to compare different rates on the web.

Getting a more affordable price on insurance is not a difficult process. The only requirement is to take a few minutes comparing price quotes provided by online insurance companies.

The companies shown below can provide free quotes in Massachusetts. If you wish to find cheap auto insurance in Massachusetts, we suggest you get rate quotes from several of them to get the lowest price.

Insurance Rates for Popular Vehicles in Boston
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Silverado LT Crew Cab 4WD $1,266 $633 $106
Dodge Grand Caravan SXT $1,190 $595 $99
Dodge Ram Crew Cab SLT 4WD $1,362 $681 $114
Ford Escape XLT 4WD $1,008 $504 $84
Ford Explorer XLT 2WD $1,086 $543 $91
Ford F-150 XLT Regular Cab 2WD $1,058 $529 $88
Ford Focus SES 4-Dr Sedan $1,210 $605 $101
Honda Accord EX 4-Dr Sedan $980 $490 $82
Honda CR-V EX-L 2WD $1,008 $504 $84
Honda Civic SI 2-Dr Coupe $1,546 $773 $129
Honda Odyssey EX $1,134 $567 $95
Hyundai Elantra Blue 4-Dr Sedan $1,210 $605 $101
Jeep Grand Cherokee Limited 4WD $1,266 $633 $106
Nissan Altima 2.5 4-Dr Sedan $1,162 $581 $97
Toyota Camry LE $1,162 $581 $97
Toyota Corolla XLE $1,238 $619 $103
Toyota Prius $1,112 $556 $93
Toyota RAV4 Limited 4WD $1,162 $581 $97
Toyota Tacoma Double Cab TRD Sport Package 4WD $1,190 $595 $99
Get Rate Quotes for Your Vehicle Go

Data rating is based on single female driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Massachusetts minimum liability limits. Discounts applied include multi-policy, claim-free, multi-vehicle, homeowner, and safe-driver. Rates do not factor in vehicle garaging location which can change coverage prices greatly.

Three reasons insurance is important

Despite the potentially high cost of insurance, insuring your vehicle is required by state law in Massachusetts and it also provides benefits you may not be aware of.

The benefits of insuring your vehicle definitely exceed the cost, particularly if you ever have a claim. The average driver in America is currently overpaying as much as $830 a year so smart consumers compare quotes once a year at a minimum to ensure rates are inline.

Verify you’re receiving every discount

Companies offering auto insurance do not advertise every policy discount in a way that’s easy to find, so the next list breaks down a few of the more common as well as some of the hidden ways to save on car insurance. If you don’t get every credit possible, you’re just leaving money on the table.Discount car insurance

Discounts reduce rates, but you should keep in mind that some of the credits will not apply to all coverage premiums. Some only apply to the price of certain insurance coverages like physical damage coverage or medical payments. Just because it seems like all those discounts means the company will pay you, you aren’t that lucky.

Some of the larger companies that possibly offer some of the above discounts may include but are not limited to:

When getting free Boston auto insurance quotes, it’s a good idea to every company which discounts can lower your rates. Discounts may not be available in Boston. To view providers who offer cheap car insurance quotes in Boston, follow this link.

Which policy gives me the best coverage?

When quoting and choosing the right insurance coverage for your personal vehicles, there really is no best way to insure your cars. Your needs are not the same as everyone else’s.Higher deductibles save money

These are some specific questions could help you determine if your insurance needs might need professional guidance.

If it’s difficult to answer those questions, you might consider talking to a licensed insurance agent. To find lower rates from a local agent, fill out this quick form. It only takes a few minutes and can provide invaluable advice.

Boston auto insurance company ratings

Ending up with a highly-rated company can be rather challenging considering how many different companies sell coverage in Boston. The company information shown below can help you select which auto insurers you want to consider comparing price quotes from.

Top 10 Boston Car Insurance Companies Overall

  1. The General
  2. Mercury Insurance
  3. Titan Insurance
  4. The Hartford
  5. Progressive
  6. Travelers
  7. State Farm
  8. Farmers Insurance
  9. Safeco Insurance
  10. USAA

Top 10 Boston Car Insurance Companies Ranked by Value

  1. The General
  2. The Hartford
  3. Farmers Insurance
  4. Titan Insurance
  5. Mercury Insurance
  6. 21st Century
  7. Safeco Insurance
  8. AAA Insurance
  9. State Farm
  10. Travelers