If you want to save money, the best way to get discount Chevy Silverado insurance is to start comparing prices regularly from providers who can sell car insurance in Boston.
- Spend some time learning about how car insurance works and the measures you can control to prevent high rates. Many rating factors that result in higher prices such as accidents, traffic violations, and an unacceptable credit history can be amended by making lifestyle changes or driving safer. Keep reading for ideas to help reduce premium rates and find discounts that you may qualify for.
- Compare price quotes from independent agents, exclusive agents, and direct companies. Exclusive and direct companies can only quote rates from a single company like Progressive and State Farm, while agents who are independent can give you price quotes for many different companies.
- Compare the new rate quotes to your existing rates to see if a cheaper price is available in Boston. If you find a better price and change companies, make sure there is no lapse in coverage.
- Provide written notification to your current company to cancel your current car insurance policy and submit a down payment along with a signed application for your new policy. Immediately place your new certificate verifying coverage in your vehicle.
One key aspect when comparing rates is that you’ll want to make sure you compare identical deductibles and limits on each quote request and and to look at all possible companies. This helps ensure an accurate price comparison and a thorough price selection.
Amazingly, a recent NerdWallet.com study showed that a large majority of insurance policyholders have stayed with the same insurance company for at least the last four years, and just short of a majority have never compared rates to find lower-cost insurance. Massachusetts drivers can save hundreds of dollars each year by just comparing rate quotes, but they don’t understand how simple it is to find lower-cost insurance rates.
If you have insurance now or want to find a cheaper company, follow these tips to buy cheaper auto insurance without reducing coverage. Locating the best rates in Boston can initially seem challenging. Consumers just have to learn the fastest way to compare rates online.
The companies shown below have been selected to offer price quotes in Boston, MA. If multiple companies are listed, it’s a good idea that you click on several of them to get the cheapest price.
Rate information and statistics
The table displayed below highlights different rate quotes for Chevy Silverado models. Being aware of how auto insurance prices are calculated can help customers make smart policy decisions.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|Silverado LS Regular Cab 2WD||$216||$418||$426||$26||$128||$1,214||$101|
|Silverado LS Regular Cab 4WD||$216||$418||$378||$22||$114||$1,148||$96|
|Silverado LT Regular Cab 2WD||$248||$510||$426||$26||$128||$1,338||$112|
|Silverado LT Regular Cab||$248||$510||$426||$26||$128||$1,338||$112|
|Silverado LS Extended Cab 4WD||$248||$510||$378||$22||$114||$1,272||$106|
|Silverado LT Extended Cab 4WD||$248||$510||$378||$22||$114||$1,272||$106|
|Silverado LT Extended Cab 2WD||$248||$510||$426||$26||$128||$1,338||$112|
|Silverado LS Extended Cab 2WD||$248||$510||$426||$26||$128||$1,338||$112|
|Silverado LT Crew Cab 4WD||$280||$600||$378||$22||$114||$1,394||$116|
|Silverado LS Crew Cab 2WD||$280||$600||$426||$26||$128||$1,460||$122|
|Silverado LS Crew Cab 4WD||$280||$600||$378||$22||$114||$1,394||$116|
|Silverado LT Crew Cab 2WD||$280||$600||$426||$26||$128||$1,460||$122|
|Silverado LTZ Extended Cab 2WD||$280||$600||$426||$26||$128||$1,460||$122|
|Silverado LTZ Extended Cab 4WD||$280||$600||$378||$22||$114||$1,394||$116|
|Silverado LTZ Crew Cab 2WD||$280||$600||$426||$26||$128||$1,460||$122|
|Silverado LTZ Crew Cab 4WD||$280||$600||$378||$22||$114||$1,394||$116|
|Silverado Crew Cab Hybrid 2WD||$280||$690||$378||$22||$114||$1,484||$124|
|Silverado Crew Cab Hybrid 4WD||$312||$690||$378||$22||$114||$1,516||$126|
|Get Your Own Custom Quote Go|
Data based on single female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Massachusetts minimum liability limits. Discounts applied include multi-policy, multi-vehicle, homeowner, safe-driver, and claim-free. Rate quotes do not factor in specific zip code location which can alter coverage rates significantly.
The example below shows how different deductible levels and can impact Chevy Silverado insurance prices for different age groups of insureds. The data assumes a single male driver, comprehensive and collision coverage, and no discounts are applied to the premium.
Auto insurance premiums based on gender
The example below visualizes the comparison of Chevy Silverado yearly insurance costs for male and female drivers. The rates are based on no claims or violations, comprehensive and collision coverage, $1,000 deductibles, single status, and no discounts are factored in.
Car insurance is available from local insurance agents
A small number of people still like to get advice from a local agent and doing that can be a smart decision Insurance agents can answer important questions and help file insurance claims. The best thing about comparing car insurance online is you can get cheap car insurance quotes but still work with a licensed agent. Buying insurance from local insurance agents is still important in Boston.
Upon completion of this form (opens in new window), your coverage information is immediately sent to participating agents in Boston that can give you free Boston car insurance quotes and help you find cheaper coverage. It’s much easier because you don’t need to contact an agency since rate quotes are delivered instantly to you. If you have a need to compare rates from one company in particular, you would need to navigate to their website and complete a quote there.
If you prefer to buy car insurance from a reputable agency, there are two types of agencies and how they are distinctly different. Car insurance agencies can be classified as either independent (non-exclusive) or exclusive. Either can insure your vehicles properly, but it’s important to know the difference in the companies they write for because it may have an impact on your agent selection.
Independent Car Insurance Agents (or Brokers)
Independent agents are not required to write business for one company so as a result can place your coverage with lots of companies and help determine which has the cheapest rates. To move your coverage to a new company, they simply switch companies in-house and you don’t have to do anything. When comparison shopping, we highly recommend that you compare prices from at least one independent agent to have the best price comparison.
The following is a short list of independent insurance agencies in Boston who may provide price quote information.
T. A. Holland and Co. Insurance Agency LLC
7, 60 State St – Boston, MA 02109 – (617) 523-2828 – View Map
K D Hicks Insurance
4 Copley Pl #120 – Boston, MA 02116 – (617) 442-1300 – View Map
American Agency Systems Insurance
156 Porter St – Boston, MA 02128 – (617) 418-5089 – View Map
Exclusive Insurance Agencies
Exclusive agencies can only write with one company and examples are Farmers Insurance, American Family, State Farm and Allstate. Exclusive agents are unable to compare rates from other companies so you need to shop around if the rates are high. Exclusive agents are usually well trained on their company’s products which helps them compete with independent agents.
Shown below are Boston exclusive agents that are able to give comparison quotes.
Allstate Insurance: Abner Joseph
571 Dudley St Ste A – Boston, MA 02125 – (617) 442-9490 – View Map
125 High St – Boston, MA 02110 – (617) 443-9300 – View Map
Finding a good auto insurance agent requires you to look at more than just a cheap price quote. Any good agent in Boston should know the answers to these questions.
- Are there any discounts for paying up front?
- Can you contact them at any time?
- When do they do policy reviews?
- Will a damage claim use OEM or aftermarket replacement parts?
- Can they provide you with a list of referrals?
- Do you need full coverage on every vehicle?