Save Money on Ford Edge Insurance in Boston

The preferred way to find cheaper auto insurance rates in Boston is to regularly compare quotes from insurance carriers who provide car insurance in Massachusetts. Rates can be compared by completing these steps.

The key thing to remember is that you use the same deductibles and limits on each quote and and to get price quotes from as many car insurance companies as possible. Doing this enables an accurate price comparison and a complete rate analysis.

Insurance for Ford EdgeAmazingly, a recent NerdWallet.com study showed that the majority of drivers have been with the same company for four years or more, and nearly half have never quoted rates to find affordable coverage. Boston consumers could pocket approximately $600 a year by just shopping around, but they just don’t understand the amount of savings they would get if they just switched companies.

It’s important to know that comparing all the rates in your area will improve the odds of getting the best offered rates. Not every company does online rate quotes, so it’s important to also get prices from them, too.

The companies in the list below provide quotes in Massachusetts. If you want the best car insurance in Boston, MA, it’s a good idea that you visit as many as you can to get a more complete price comparison.

Insurance coverage details

The information below showcases different insurance prices for Ford Edge models. Being aware of how car insurance prices are calculated can help customers make smart choices when buying a car insurance policy.


Ford Edge Insurance Rates in Boston, MA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Edge SE 2WD $158 $282 $378 $22 $114 $954 $80
Edge SE AWD $158 $344 $378 $22 $114 $1,016 $85
Edge SEL 2WD $158 $344 $378 $22 $114 $1,016 $85
Edge Limited 2WD $158 $344 $378 $22 $114 $1,016 $85
Edge SEL AWD $158 $344 $378 $22 $114 $1,016 $85
Edge Limited AWD $180 $406 $378 $22 $114 $1,100 $92
Edge Sport 2WD $180 $406 $378 $22 $114 $1,100 $92
Edge Sport AWD $180 $406 $378 $22 $114 $1,100 $92
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Data based on single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Massachusetts minimum liability limits. Discounts applied include safe-driver, homeowner, claim-free, multi-vehicle, and multi-policy. Rate information does not factor in vehicle location which can decrease or increase prices considerably.

Comparison of policy deductibles

The hardest decision when buying coverage is what deductibles to buy. The following tables may aid in understanding how much more rates are when you select higher and lower physical damage deductibles. The first set of rates uses a $250 comprehensive and collision deductible and the second rate table uses a $500 deductible.


Ford Edge insurance premium rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Edge SE 2WD $224 $358 $334 $20 $100 $1,061 $88
Edge SE AWD $224 $436 $334 $20 $100 $1,139 $95
Edge SEL 2WD $224 $436 $334 $20 $100 $1,139 $95
Edge Limited 2WD $224 $436 $334 $20 $100 $1,139 $95
Edge SEL AWD $224 $436 $334 $20 $100 $1,139 $95
Edge Limited AWD $258 $512 $334 $20 $100 $1,249 $104
Edge Sport 2WD $258 $512 $334 $20 $100 $1,249 $104
Edge Sport AWD $258 $512 $334 $20 $100 $1,249 $104
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Ford Edge insurance premium rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Edge SE 2WD $182 $288 $334 $20 $100 $924 $77
Edge SE AWD $182 $350 $334 $20 $100 $986 $82
Edge SEL 2WD $182 $350 $334 $20 $100 $986 $82
Edge Limited 2WD $182 $350 $334 $20 $100 $986 $82
Edge SEL AWD $182 $350 $334 $20 $100 $986 $82
Edge Limited AWD $210 $414 $334 $20 $100 $1,078 $90
Edge Sport 2WD $210 $414 $334 $20 $100 $1,078 $90
Edge Sport AWD $210 $414 $334 $20 $100 $1,078 $90
Get Your Own Custom Quote Go

Prices based on married male driver age 30, no speeding tickets, no at-fault accidents, and Massachusetts minimum liability limits. Discounts applied include safe-driver, multi-policy, homeowner, multi-vehicle, and claim-free. Estimates do not factor in garaging location in Boston which can revise prices noticeably.

Based on this data, using a $250 deductible will cost you approximately $14 more each month or $168 each year than quoting the higher $500 deductible. Because you would be required to pay $250 more if you file a claim with a $500 deductible as compared to a $250 deductible, if you tend to go more than 18 months between claim filings, you would more than likely save some money if you opt for a higher deductible.

Insurance premiums based on gender

The chart below visualizes the comparison of Ford Edge car insurance rates for male and female drivers. The premiums are based on no claims or driving citations, full coverage, $250 deductibles, drivers are single, and no discounts are taken into consideration.

Insurance just makes sense

Despite the high cost of buying insurance for a Ford Edge in Boston, insurance is required for several reasons.

The benefits of insuring your Edge are definitely more than the cost, particularly when you have a large claim. Today the average American driver is wasting up to $800 each year so shop around at every renewal to help ensure money is not being wasted.

Informed Drivers Can Lower Insurance Rates

Part of the car insurance buying process is learning the different types of things that play a part in calculating car insurance rates. If you have a feel for what positively or negatively impacts your premiums, this helps enable you to make changes that will entitle you to cheaper rates. Many different elements are used when you quote your car insurance policy. Some of the criteria are obvious such as your driving history, but others are not as apparent such as your credit history or how financially stable you are.

When in doubt talk to an agent

When selecting the right insurance coverage, there really is not a best way to insure your cars. Every situation is different and your policy should reflect that.Drive safe and save
For example, these questions may help you determine if your insurance needs could use an agent’s help.

If you don’t know the answers to these questions but one or more may apply to you then you might want to talk to a licensed insurance agent. If you want to speak to an agent in your area, fill out this quick form or you can go here for a list of companies in your area.

Cheaper auto insurance is a realistic goal

Affordable Ford Edge insurance in Boston is possible both online and with local Boston insurance agents, and you should compare rates from both to get a complete price analysis. A few companies do not offer the ability to get a quote online and many times these small insurance companies provide coverage only through independent agents.

When you buy Boston car insurance online, do not sacrifice coverage to reduce premiums. Too many times, an accident victim reduced uninsured motorist or liability limits to discover at claim time that the small savings ended up costing them much more. The ultimate goal is to get the best coverage possible at the best cost, but don’t skip important coverages to save money.

We just covered some good ideas how you can find cheap Ford Edge insurance in Boston. The key concept to understand is the more you quote Boston car insurance, the higher the chance of saving money. Drivers may even discover the best car insurance rates are with some of the smallest insurance companies. They may only write in your state and offer lower premium rates as compared to the big name companies such as Progressive and GEICO.

Much more information about auto insurance in Massachusetts is available on the following sites: