Find Affordable Chevy Venture Insurance in Boston

Insurance quote for Chevy Venture in BostonNo one gets a kick out of paying for auto insurance, particularly when their premiums are too high.

Unthinkable but true, most consumers in Massachusetts have bought auto insurance from the same company for a minimum of four years, and just under half have never compared rates to find cheap insurance. American drivers could pocket $850 a year by just shopping around, but they underestimate how much money they would save if they switched to a cheaper policy.

Steps to saving money on Chevy Venture insurance in Boston

The easiest way to find more affordable Chevy Venture insurance is to compare quotes once a year from insurers who sell insurance in Boston. You can compare rates by following these guidelines.

  1. Get an understanding of individual coverages and the measures you can control to prevent rate increases. Many policy risk factors that result in higher rates like speeding tickets, careless driving and a bad credit score can be rectified by making minor changes in your lifestyle. Keep reading for additional ideas to prevent expensive rate increases and earn a bigger discount.
  2. Request price quotes from direct carriers, independent agents, and exclusive agents. Direct companies and exclusive agencies can only quote rates from one company like GEICO and Allstate, while independent agencies can quote rates for a wide range of insurance providers.
  3. Compare the price quotes to your current policy and determine if there is any savings. If you can save some money and switch companies, ensure coverage does not lapse between policies.
  4. Provide notification to your current agent or company of your decision to cancel your existing policy. Submit payment and a completed application for the new policy. Be sure to safely store the certificate verifying coverage in your glove compartment.

An essential thing to point out is that you use identical coverage information on every price quote and and to compare every company you can. This enables a fair price comparison and maximum price selection.

You have so many insurers to choose from, and although it’s a good thing to be able to choose, more options can take longer to locate the cheapest rates for Chevy Venture insurance in Boston.

Consumers should take time to shop coverage around before your next renewal since prices are rarely the same from one policy term to another. Just because you had the best deal on Chevy Venture insurance in Boston six months ago you will most likely find a better premium rate today. Block out anything you think you know about auto insurance because you’re about to find out the fastest way to eliminate unnecessary coverages and save money on Chevy Venture insurance in Boston.

All the larger auto insurance companies like State Farm, GEICO and Progressive allow consumers to get prices on their websites. Getting online quotes for Chevy Venture insurance in Boston is easy for anyone as you simply type in the coverages you want into the quote form. Behind the scenes, the quote system will order reports for credit and driving violations and returns a price quote based on many factors. Using the web to get quotes for Chevy Venture insurance in Boston makes it a lot easier to compare rates and it is imperative to do this in order to find the cheapest auto insurance rates.

If you want to fill out one form to compare multiple rates now, check out the auto insurance providers below. If you have coverage now, it’s recommended you enter your coverages exactly as shown on your declarations page. This makes sure you’re receiving an apples-to-apples comparison for similar coverage.

The companies shown below can provide price quotes in Boston, MA. To get cheap auto insurance in Boston, MA, it’s a good idea that you visit two to three different companies in order to find the lowest rates.

Protect more than your vehicle

Even though it can be expensive, buying insurance may be required and benefits you in several ways.

The benefits of insuring your car are definitely more than the cost, especially if you ever need it. According to a survey of 1,000 drivers, the average driver overpays as much as $750 every year so you should quote and compare rates every year to help ensure money is not being wasted.

Don’t neglect these nine discounts

Auto insurance is not cheap nor is it fun to buy but there could be available discounts that you may not even be aware of. Certain credits will be shown at the time of purchase, but lesser-known reductions have to be requested specifically before you will receive the discount. If you don’t get every credit possible, it’s possible you qualify for a lower rate.Discount auto insurance

Policy discounts save money, but most of the big mark downs will not be given to the whole policy. Some only apply to individual premiums such as liability and collision coverage. So even though they make it sound like all those discounts means the company will pay you, insurance companies wouldn’t stay in business. But all discounts should help lower the cost of coverage.

Popular auto insurance companies and their offered discounts are included below.

If you are trying to find inexpensive Boston car insurance quotes, ask all companies you are considering to apply every possible discount. Some discounts listed above may not apply to policies in Boston. To find insurers who offer discounts in Massachusetts, click here.

Compare prices but buy from a neighborhood Boston auto insurance agent

Some people would prefer to sit down with an agent and we recommend doing that One of the great benefits of price shopping on the web is that drivers can save money and get cheap insurance quotes and still choose a local agent.

Upon completion of this short form, the coverage information is submitted to agents in your area that can give you free Boston car insurance quotes and help you find cheaper coverage. You never need to do any legwork because quoted prices will be sent to you directly. You can find lower rates AND an agent nearby. If you want to quote rates from a specific insurance provider, you would need to find their quoting web page and complete a quote there.

Choosing the best insurance company should depend on more than just a cheap price quote. These are some valid questions you should ask.

Car insurance agents in Boston come in two varieties

If you need to find a good Boston insurance agent, it’s helpful to know the different types of agencies that you can select. Insurance agents can be classified as either exclusive agents or independent agents.

Exclusive Insurance Agents

Exclusive agents have only one company to place business with and examples are State Farm or Allstate. They generally cannot shop your coverage around so they are skilled at selling on more than just price. Exclusive agencies are well schooled on their company’s products and that can be a competitive advantage.

Listed below are exclusive insurance agencies in Boston that can give you price quote information.

571 Dudley St Ste ABoston, MA 02125(617) 442-9490View Map

125 High StBoston, MA 02110(617) 443-9300View Map

More insurance agents

Independent Insurance Agencies

Independent agents are appointed with more than one company so as a result can place your coverage through many different insurance companies and find the cheapest insurance rates. If you want to switch companies, the agent simply finds a different carrier which is easy for the insured.

If you are trying to find cheaper rates, you absolutely need to include at a minimum one independent agency for the best price selection.

The following is a short list of independent agencies in Boston that can give you comparison quotes.

114 Harvard StBrookline, MA 02446(617) 738-5400View Map

American Agency Systems Insurance
156 Porter StBoston, MA 02128(617) 418-5089View Map

Saratoga Insurance
452 Bennington StBoston, MA 02128(617) 567-1100View Map

More insurance agents

Upon getting answers to your satisfaction to all your questions and a low price estimate, most likely you have located an insurance agency that meets your needs to properly service your insurance policy. Just understand that you can cancel a policy at any time so don’t feel you are locked into any specific company for the entire policy term.

Tailor your insurance coverage to you

When it comes to choosing proper insurance coverage for your vehicles, there really isn’t a “best” method to buy coverage. Everyone’s situation is unique.Safe vehicles cost less to insure

Here are some questions about coverages that could help you determine whether you might need professional guidance.

If it’s difficult to answer those questions, then you may want to think about talking to a licensed agent. To find an agent in your area, simply complete this short form.

Insurance coverage specifics

Having a good grasp of insurance aids in choosing which coverages you need and proper limits and deductibles. The coverage terms in a policy can be impossible to understand and reading a policy is terribly boring.

Med pay and Personal Injury Protection (PIP)

Medical payments and Personal Injury Protection insurance pay for immediate expenses like doctor visits, pain medications and hospital visits. They can be used to fill the gap from your health insurance program or if there is no health insurance coverage. Medical payments and PIP cover you and your occupants and will also cover being hit by a car walking across the street. Personal injury protection coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage

Uninsured/Underinsured Motorist (UM/UIM)

This coverage protects you and your vehicle’s occupants when the “other guys” do not carry enough liability coverage. This coverage pays for injuries sustained by your vehicle’s occupants as well as damage to your Chevy Venture.

Due to the fact that many Massachusetts drivers carry very low liability coverage limits (20/40/5 in Massachusetts), it doesn’t take a major accident to exceed their coverage limits. That’s why carrying high Uninsured/Underinsured Motorist coverage is a good idea.


Liability coverage provides protection from damage or injury you incur to other people or property by causing an accident. It consists of three limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. Your policy might show values of 20/40/5 which means a limit of $20,000 per injured person, a limit of $40,000 in injury protection per accident, and a total limit of $5,000 for damage to vehicles and property.

Liability coverage protects against things like loss of income, emergency aid, medical services and structural damage. How much coverage you buy is a decision to put some thought into, but it’s cheap coverage so purchase higher limits if possible. Massachusetts state law requires minimum liability limits of 20/40/5 but you should consider buying more liability than the minimum.

The next chart shows why the minimum limit may not be enough.

Comprehensive insurance

Comprehensive insurance coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first have to pay a deductible and then insurance will cover the rest of the damage.

Comprehensive insurance covers things like damage from a tornado or hurricane, vandalism and a broken windshield. The maximum amount your insurance company will pay is the actual cash value, so if it’s not worth much more than your deductible it’s probably time to drop comprehensive insurance.

Collision protection

This pays for damage to your Venture caused by collision with an object or car. You have to pay a deductible then your collision coverage will kick in.

Collision can pay for claims like hitting a mailbox, scraping a guard rail, colliding with a tree and sustaining damage from a pot hole. Collision is rather expensive coverage, so consider dropping it from vehicles that are 8 years or older. It’s also possible to choose a higher deductible on your Venture to save money on collision insurance.

Compare. Compare. Compare.

Cheap Chevy Venture insurance in Boston can be purchased both online in addition to local insurance agencies, so you need to shop Boston car insurance with both in order to have the best chance of saving money. Some insurance companies do not offer price quotes online and usually these regional carriers only sell coverage through local independent agencies.

Consumers change insurance companies for a number of reasons such as policy cancellation, an unsatisfactory settlement offer, policy non-renewal and even not issuing a premium refund. Whatever your reason, finding a new insurance company is easier than you think.

As you restructure your insurance plan, don’t be tempted to skimp on critical coverages to save a buck or two. There have been many cases where someone sacrificed full coverage only to regret at claim time they didn’t have enough coverage. Your goal is to buy the best coverage you can find for the lowest price while still protecting your assets.

How to buy affordable Chevy Venture insurance in Boston

The easiest way to find affordable quotes for auto insurance rates in Boston is to compare prices at least once a year from insurers in Massachusetts.

Step 1: Spend a few minutes and learn about how insurance works and the modifications you can make to keep rates down. Many policy risk factors that drive up the price like speeding tickets, careless driving and an unfavorable credit rating can be controlled by making lifestyle changes or driving safer.

Step 2: Get rate quotes from independent agents, exclusive agents, and direct companies. Direct companies and exclusive agencies can only provide price estimates from a single company like GEICO and Allstate, while independent agents can provide rate quotes for many different companies.

Step 3: Compare the new rate quotes to the premium of your current policy to see if cheaper Venture coverage is available in Boston. If you find a lower rate quote and make a switch, ensure there is no coverage lapse between policies.

Step 4: Provide written notification to your current company of your intent to cancel your current policy and submit a completed application and payment to your new insurance company. Once the application is submitted, store the certificate of insurance in an easily accessible location in your vehicle.

An important bit of advice to remember is to try to compare the same deductibles and limits on each quote request and to quote with all possible companies. This guarantees an accurate price comparison and many rates to choose from.

Additional information is located at the links below